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Showing posts from May, 2025

Forget FIRE, I Want Cash Flow

Everyone talks about their 'magic number' for retirement and FIRE. But what if the goal wasn't just a giant pile of money, but a steady stream of cash that hits your bank account every few months, without you having to sell a single thing? That's the power of dividend investing, and it's the foundation of my entire financial strategy. Why Dividend Investing? I focus on growing my personal cash flow from my investments. Through market ups and downs, I prefer to hug my stock portfolio closely, collect dividends and never sell a thing. It's my 'golden goose' , laying golden eggs (dividends) for me year after year. This approach provides peace of mind as I see real cash flowing in almost every month, paid from the real profits of real businesses without having to sell any of my assets.  Having money opens up choices in life. One agenda of this blog is sharing with other people my journey of building passive income for a more comfortable life. I hope that rea...

Welcome to TJJ's learning journal

Hi everyone, I am starting this blog to share about my learnings as a Singaporean young adult about to enter the work force. This blog will cover what I learned in two areas: My Investing Blueprint I'll be documenting my journey into the world of stock investing, with a laser focus on building a passive income machine Lessons from a Tech Undergrad I'll also share insights from my life as a NUS Computer Science student, such as the projects, the concepts, and the realities of preparing for a tech career in Singapore. Ultimately this is my learning journal, but I hope that it can also become a conversation. All comments are welcomed.